Mutual Fund, SIP & SWP Calculators

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Mutual fund investing comes down to two questions: how do you put money in, and how do you take it out? These calculators cover both. A SIP invests a fixed amount at regular intervals, a lumpsum invests everything at once, and a SWP withdraws a fixed amount at regular intervals while the rest stays invested.

Use the SIP Calculator to see what a monthly, quarterly or yearly investment could grow to. The Mutual Fund Calculator lets you compare a one-time lumpsum with regular SIP investing. When you are ready to draw an income, the SWP Calculator shows how long your money lasts. All results use the return rate you enter, which is an assumption and not a promise.

Calculators in this category

SIP Calculator Calculate the future value of your monthly investments. SWP Calculator Plan your Systematic Withdrawal Plan (SWP) effectively. Mutual Fund Estimate your mutual fund investment returns over time.

Which calculator should I use?

Investing a fixed amount every month? Use the SIP Calculator.

Comparing one big investment with regular investing? Use the Mutual Fund Calculator.

Planning regular withdrawals from your investment? Use the SWP Calculator.

Frequently Asked Questions

What is a SIP?

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A systematic investment plan (SIP) invests a fixed amount at regular intervals, such as every month. Because you buy at different prices over time, you do not have to decide when to invest. The SIP Calculator estimates the value of those regular investments at the return rate you enter.

Should I choose a SIP or a lumpsum?

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A lumpsum puts all your money to work at once, which helps if markets rise soon after and hurts if they fall. A SIP spreads the entry over time, which smooths the purchase price and suits people who invest from monthly income. The Mutual Fund Calculator lets you compare both for the same amount of money.

What return rate should I assume?

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Returns are not guaranteed and vary from year to year. Many people try a range, for example a cautious, a middle and an optimistic rate, to see the spread of outcomes instead of relying on one number.

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